Filing a roofing insurance claim can feel overwhelming — but you don't have to do it alone. At Lianro Metal Roofs, we provide homeowners with professional inspection reports, honest documentation, and guidance through the insurance process when roof replacement or repair may be covered by your policy.
We're not a "storm chaser" roofing company. We're a local, experienced team based in Colorado Springs, and we've been helping families navigate roofing decisions for over 45 years. Our goal isn't to sell you something you don't need — it's to help you make informed decisions with the support and documentation you need to move forward with confidence.
Whether you've already filed a claim or you're just starting the process, our team is here to help you every step of the way.
Homeowners insurance may cover damage to your roof when it's the result of a covered event. This could include:
Before filing a claim, it's important to verify whether the damage is recent, storm-related, or caused by an event covered in your policy. That's where we come in.
Our role is to provide inspection expertise and support — not to pressure you into filing a claim unnecessarily.
Get Started TodayThe first step in the claims process is verifying and documenting the condition of your roof. Lianro provides free, no-obligation roof inspections that include:
Our thorough inspection process includes detailed analysis of your roof's condition, identification of visible or functional damage, and comprehensive documentation with photos and written notes of affected areas. We provide clear, professional communication you can share with your adjuster and a no-pressure estimate for repair or replacement if needed.
We'll explain what we found, how it may relate to your insurance coverage, and what your next steps should be — all with transparency and integrity.
Once damage is verified, we help guide you through the claims process. That includes:
We're not a public adjuster, and we don't negotiate your claim — but we act as your roofing advocate and provide all the technical support needed to make the process smooth.
Not every claim results in full replacement — and that's okay. Sometimes a partial repair or shingle replacement is all that's needed. Lianro helps you understand:
The extent of damage compared to your roof's overall lifespan and condition
When repairs make sense and can effectively extend your roof's service life
When a complete replacement is the better long-term option for your home
The pros and cons of upgrading during your claim process for better protection
We offer both IKO architectural shingles and stone-coated steel roofing, giving you options that align with your long-term goals.
If your claim covers only a portion of your roof cost, many homeowners choose to invest in a better roofing system during the process. We can help you:
Use your claim settlement as a down payment toward a premium roofing system
Apply for financing to cover upgrade differences and spread costs over time
Compare warranties and performance between different roofing systems
Add ventilation, flashing, or gutter upgrades during the re-roofing process
This approach allows you to turn a stressful claim into a smart home improvement — one that boosts property value and peace of mind.
We believe in helping homeowners through the insurance process with professionalism, honesty, and no pressure.
Here's what you can count on:
We're here to guide you through the technical parts of the process so you can focus on protecting your home and getting the most from your policy.
If you think your roof may be eligible for insurance-covered repair or replacement, don't guess — let us take a professional look. Lianro Metal Roofs offers free inspections, honest guidance, and real support throughout the claims process.
Whether you move forward with repairs, upgrade your system, or decide to hold off, we'll give you the information you need to make a confident decision.
Damage caused by sudden or accidental events — such as hail, wind, falling debris, or fire — may qualify under most homeowners insurance policies. Our free roof inspection will help determine whether the damage is recent, storm-related, and consistent with a covered event.
Yes. Lianro Metal Roofs provides free, no-obligation roof inspections to assess potential damage. We'll give you a professional opinion and help you decide whether it's appropriate to contact your insurance company.
While we don't file the claim for you, we guide you through every step of the process. We provide documentation, support during the adjuster visit, and clear estimates — all designed to help you file a successful claim with confidence.
We're happy to meet with your adjuster on-site to walk through the damage and explain our assessment. We provide technical support and documentation, but we do not act as public adjusters or negotiate coverage terms. Our role is to assist and inform, not pressure or interfere.
Absolutely. Many homeowners choose to upgrade to stone-coated steel roofing or enhanced IKO shingle systems during insurance-covered roof work. Your claim payout can often be applied toward the total project cost, and we offer financing to cover any remaining difference.
That depends on your policy. Some cover full replacement value, while others offer actual cash value (ACV), which factors in depreciation. We'll review your insurance estimate and help you understand what is covered — and where upgrades may make sense.
No. You have the right to choose your own roofing contractor. Lianro has years of experience working with all major insurance providers and can complete the work to code, within the adjuster's scope, and in a timely manner.
From inspection to adjuster review to approval, it typically takes 1 to 3 weeks, though timelines vary. Once the claim is approved, we can schedule your project promptly and complete most installs in 1 to 3 days, depending on roof size and material type.
Yes. If you choose to upgrade your roofing system beyond what insurance covers, we offer financing options to help spread the cost over time. Many homeowners use this opportunity to invest in a longer-lasting, more energy-efficient roof.
No. At Lianro, we pride ourselves on honest recommendations. If your roof has only minor issues, we'll let you know. If replacement is the better option, we'll explain why and give you all the information you need — no pressure, no gimmicks.
Our comprehensive buyer’s guide is specially designed to help you make an informed choice about your roof today.
Premium roofing shouldn’t be financially stressful. That’s why we offer flexible financing to help homeowners protect their investment.
Our easy-to-navigate application process lets you:
We help many homeowners pair their insurance coverage with financing to complete an upgrade that enhances value and performance.
Learn more about Lianro Metal Roofs, your trusted partner for high-quality roofing in the Colorado Springs and Denver area. With deep roots in construction and a legacy built on superior craftsmanship and personalized service, we are dedicated to providing discerning homeowners and businesses with durable, beautiful metal roofing solutions.
We’re a tight-knit, multi-generational team with deep roots in construction and roofing. No subcontractors—just highly trained in-house professionals.
We’ve completed thousands of successful installations. Our experience gives us the problem-solving skills and technical edge to handle any roof.
We are one of Colorado’s top-rated stone-coated steel installers for Westlake Royal Roofing, and we proudly offer Roser roofing systems.
All our installations come with a 10-Year Workmanship Warranty and a 50-Year Product Warranty to provide lasting value and security.
If you think your roof may have been damaged or you've already started the claims process, let Lianro Metal Roofs help you take the next step with clarity and confidence. We've supported homeowners across Colorado Springs for decades, offering professional inspections, honest advice, and expert roofing backed by our in-house team and 10-year workmanship warranty.
We're not here to pressure you — we're here to help you understand your options, protect your home, and make informed decisions about your roof.
Whether you're at the beginning of your insurance journey or in the final stages of approval, we're here to support you with reliable guidance and expert installation.
We proudly serve the following communities in Southern & Eastern Colorado:
Call us to find out if we serve your location or see our full service area by clicking the button below.
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